Terms & Condition

Effective Date: January 13, 2026

Welcome to Modesto Solutions LLC. These Terms and Conditions (“Terms”) govern your access to and use of https://modestosolutions.com/ (the “Website” or “Application”). By accessing or using our services, you agree to be bound by these Terms.

If you do not agree, please do not use our services.


1. Company Information

Modesto Solutions LLC is a credit repair and restoration service provider offering credit analysis, dispute processing, credit optimization, and educational financial guidance.


2. Eligibility

You must be at least 18 years old to use our services. By using our Application, you confirm that you meet this requirement.


3. Services Disclaimer

Modesto Solutions LLC provides credit education, dispute assistance, and credit restoration support. We do not guarantee specific credit score improvements, loan approvals, or financial outcomes. Results vary based on individual circumstances.

We are not a credit bureau, lender, or legal firm.


4. User Responsibilities

You agree to:

Provide accurate and truthful information

Use services lawfully

Not misuse or attempt to exploit the Application

Not submit fraudulent or misleading information

Maintain confidentiality of any login or access details


5. Payments and Billing

All payments must be made in full according to selected service plans.

Fees are non-refundable unless otherwise stated in a written agreement.

Failure to pay may result in suspension or termination of services.


6. Intellectual Property

All content on the Website, including logos, text, graphics, and materials, is the property of Modesto Solutions LLC and may not be copied, reproduced, or distributed without written permission.


7. Third-Party Services

We may use third-party platforms for payments, hosting, email, or analytics. Modesto Solutions LLC is not responsible for third-party service issues.


8. Limitation of Liability

Modesto Solutions LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services.


9. Termination

We reserve the right to suspend or terminate access if users violate these Terms or misuse our services.


10. Privacy

Your use of our services is also governed by our Privacy Policy.


11. Governing Law

These Terms are governed by the laws of the State of Texas, United States.


12. Changes to Terms

We may update these Terms at any time. Continued use after changes means acceptance.


13. Contact Information

Modesto Solutions LLC
10601 Clarence Dr Suite 250
Frisco, Texas 75033

📧 Email: [email protected]
📞 Phone: +1 469-471-4704


14. Agreement

By using this Application, you acknowledge that you have read, understood, and agree to these Terms and Conditions.