Privacy Policy

Effective Date: January 13, 2026

This Privacy Policy (“Policy”) applies to Modesto Solutions LLC (“Company,” “we,” “us,” or “our”) and governs data collection and usage. By using https://modestosolutions.com/ (the “Application”), you consent to the data practices described in this Policy.

Modesto Solutions LLC is a professional credit repair and restoration platform designed to help individuals and couples improve their credit profiles and regain financial confidence. The Application provides access to expert credit analysis, dispute processing, credit optimization strategies, and personalized restoration plans.

Collection of Your Personal Information

In order to better provide you with products and services, Modesto Solutions LLC may collect personally identifiable information, including:

First and last name

Mailing address

Email address

Phone number

If you purchase our products or services, we collect billing and payment information, which is used solely to complete your transaction.

We do not collect personal information unless you voluntarily provide it. However, you may be required to provide personal information when:

Registering for an account

Booking a consultation

Submitting inquiries

Signing up for promotions

Making payments

Contacting us by email or form

We may gather additional personal or non-personal information in the future.

Use of Your Personal Information

Modesto Solutions LLC collects and uses your personal information to:

Operate and deliver requested services

Provide information, products, or services

Send account notices

Process payments and billing

Notify you of service or policy changes

Improve service quality

Communicate based on your requests

Fulfill legal obligations

Send promotional or educational content (with opt-out option)

Sharing Information with Third Parties

Modesto Solutions LLC does not sell, rent, or lease customer lists.

We may share data with trusted partners for:

Payment processing

Email delivery

Customer support

Analytics

Hosting services

All partners are contractually required to keep your information confidential.

We may disclose personal information when required by law or to protect legal rights, safety, or property.


Security of Your Personal Information

We protect your personal information using:

SSL/TLS encryption

Secure hosting and firewall protection

PCI-DSS compliant payment processors

Email security and spam filtering

Role-based access controls

Regular software updates and monitoring

Secure data storage

Backup and recovery systems

While we strive to protect your data, no internet transmission is 100% secure.

California Consumer Privacy Rights (CCPA / CPRA)

California residents have the right to:

Know what personal data we collect

Request deletion

Request correction

Opt-out of data sharing

Limit sensitive data use

Protection against discrimination

To exercise your rights, contact:
📧 [email protected]



Right to Deletion

Upon verified request, we will:

Delete your personal data

Request deletion by our service providers

Exceptions apply for legal, contractual, or operational obligations.

Children Under Thirteen

We do not knowingly collect information from children under 13. Users under 13 must have parental permission.


Email Communications

Email Communications

We may contact users by email for:

Announcements

Confirmations

Updates

Promotions

Surveys

We may track email opens and clicks for service improvement.

Unsubscribe

Users may unsubscribe by:

Clicking the unsubscribe link in emails

Replying STOP


External Data Storage

We store data on secure servers provided by third-party hosting providers.


International Data Transfers

Personal information may be processed outside the United States through trusted service providers with appropriate safeguards.


Changes to This Policy

We may update this Policy at any time. Continued use of the Application means acceptance of updates.


Contact Information

Modesto Solutions LLC
10601 Clarence Dr Suite 250
Frisco, Texas 75033

📧 Email: [email protected]
📞 Phone: +1 469-471-4704


Agreement

By using this Application, you acknowledge and agree to this Privacy Policy.