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Our Mission

At Modesto Solutions, we are dedicated to empowering individuals to regain their financial independence through personalized credit repair services and comprehensive educational resources. We understand that navigating the complexities of credit can be overwhelming, which is why our mission is to simplify the process and make financial freedom accessible to everyone.

We believe that financial freedom begins with knowledge and the confidence to take control of one’s financial journey. Through our tailored approach, we provide expert guidance, actionable strategies, and ongoing support to help our clients make informed decisions that lead to lasting results. Our goal is not just to repair credit but to educate, uplift, and equip individuals with the tools they need to achieve their financial dreams and build a secure future.

At Modesto Solutions, we’re committed to making every step of the credit repair process clear, empowering, and transformative, so that each client walks away with not just improved credit but a renewed sense of financial confidence and potential.

Our Values

Integrity

We operate with honesty and transparency, ensuring our clients always know where they stand.

Empowerment

We educate and equip our clients with the knowledge to take control of their credit journey.

Commitment

 We are dedicated to providing consistent, high-quality service and support.

Results-Driven
  • We strive for measurable outcomes that reflect real progress and success for our clients.

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ELEVATION PACKAGE 🚀

🔹 Best for: Clients who need score optimization but have no derogatory items.

💳 Enrollment Fee: $99

💰 Monthly Fee: $50/month


  • Credit-building strategy (utilization tips, credit mix guidance) 

  • Goodwill letters for late payments

  • Secured credit card & tradeline recommendations

  •  Financial literacy resources & budget planning

  •  Monthly progress reports & score tracking


GET this plan
RECOVERY PACKAGE 🔄

  • 🔹 Best for: Clients who need removal of common negative items but don’t have severe credit damage

💳 Enrollment Fee: $199

💰 Monthly Fee: $99/month


  • Full credit report audit & customized dispute plan

  • Disputes for:

  • Late payments ,Collections, Charge-offs, Hard inquiries

  • Cease & desist letters to debt collectors

  • Debt validation assistance

  • Pay-for-deletion negotiation support

  • Credit rebuilding recommendations

  • Monthly progress reports


GET this plan
ULTIMATE HARD REMOVAL  PACKAGE 🏆

🔹 Best for: Clients with multiple repossessions, bankruptcies, evictions, tax liens, judgments, or hard-to-remove items.

💳 Enrollment Fee: $249

💰 Monthly Fee: $145/month


  • Everything in the Credit Recovery Package, PLUS:

  • Repossessions dispute & removal assistance

  • Bankruptcy dispute assistance (must be discharged)

  • Child support dispute assistance (if inaccurately reported)

  • Evictions removal support

  • Student loan dispute assistance (late payments, rehab programs)

  • Judgments & tax lien dispute strategies

  • Advanced debt settlement strategy (for large balances)

  • Priority processing & VIP support


GET this plan

Achieve FINANCIAL STABILITY

By repairing and rebuilding your credit

BOOK A CONSULTATION
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