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FAQs

FAQs

Frequently Asked Questions

Have Questions About Our Credit Program? Find Answers To Most of Your Questions Here!

How long does credit repair take?

Each client’s credit profile is unique. Some clients see results in as little as 3 months, while others may take 6 months to a year. On average, the process takes about 6-8 months, but most clients begin seeing improvements within 45 days.

Do you offer credit sweeps or file FTC reports?

No, we do not file fictitious FTC reports on behalf of our clients. We focus on legal and ethical credit repair practices.

Is there a contract requirement?

We don’t require a formal contract; however, we recommend a 6-month commitment. Credit repair is a process that takes time and consistency, and this commitment helps achieve the best results.

Is item removal guaranteed?

By law, no company can guarantee the removal of any specific item from your credit report. However, we are confident in our process. If we don’t deliver any results within 180 days, you’ll receive a full refund, minus the enrollment fee.

I know I owe the debt. Can credit repair still help me?

Absolutely! The law ensures you have the right to an accurate, fair, and substantiated credit profile. Studies show that 4 out of 5 credit reports contain errors. Using your rights under the Fair Credit Reporting Act (FCRA), we help challenge and remove any inaccurate or unverifiable information from your report

Can I repair my credit on my own?

Yes! We offer a step-by-step eBook that guides you through the credit repair process. It’s designed to empower you with the knowledge to improve your credit independently.

 

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